01 - Combine frozen blueberries, frozen peaches, banana, coconut milk, yogurt, honey or maple syrup if using, and vanilla extract in a blender. Blend until thick and smooth, adding a splash more coconut milk if needed to reach your preferred consistency.
02 - Taste the blended mixture and stir in additional honey or maple syrup if a sweeter flavor is desired.
03 - Pour the smoothie base evenly into two serving bowls.
04 - In a small bowl, toss together the granola and shredded coconut until evenly mixed.
05 - Scatter the granola crumble over the surface of each smoothie bowl.
06 - Top with fresh blueberries, peach slices, chia seeds, pumpkin seeds, and coconut flakes, arranging them as desired.
07 - Serve immediately while the smoothie base is cold and the granola remains crunchy.