01 - In a dry skillet over medium heat, toast the shredded coconut, pumpkin seeds, and chopped cashews for 2 to 3 minutes, stirring constantly until lightly golden and fragrant.
02 - Add lime zest, maple syrup or agave, and a pinch of sea salt to the skillet. Stir well to coat evenly and continue toasting for 1 to 2 minutes until the mixture becomes fragrant and slightly sticky. Remove from heat and set aside to cool completely.
03 - Combine the diced papaya, pineapple chunks, frozen banana slices, coconut milk, lime juice, chia seeds, and sweetener in a blender. Blend on high until smooth and thick. Add a small splash of coconut milk only if needed to get the blender moving, keeping the consistency thick enough to eat with a spoon.
04 - Divide the smoothie base evenly between two bowls. Arrange sliced papaya, pineapple, and banana on top of each bowl. Sprinkle generously with the cooled lime coconut crunch mixture.
05 - Finish each bowl with fresh mint leaves and an extra dusting of lime zest. Serve immediately while cold.